In this issue of The Chesterfield Post…
⭐Youth Maker Market Showcases Young Entrepreneurs
⭐Test Your Skills at the Kennedy Recreation Complex Puzzle Competition
⭐End Summer with a Free Night at YMCA Trout Lodge
I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.
Chesterfield Area Events
7/12
Meet Atmosphera, 12pm
Manchester Community Band, 6:30pm
7/13
StL Raptors Tryouts, 6:30pm
Ninja Summer Camp: Adventure Week, Monday-Friday
7/14
Ninja Summer Camp: Adventure Week, Monday-Friday



Youth Maker Market Showcases Young Entrepreneurs

Courtesy: Chesterfield County Public Library
Support the next generation of local creators at the Youth Maker Market – Summer 2026! Students entering grades 3–12 will showcase and sell their handmade crafts, artwork, and other creative creations at two upcoming events.
Stop by, shop local, and encourage these talented young entrepreneurs at one of the following locations:
📍 Meadowdale Library – Saturday, July 18, from 10 a.m. to 1 p.m.
📍 Midlothian Library – Saturday, July 25, from 10 a.m. to 1 p.m.
It's a great opportunity to discover unique handmade items while supporting the creativity and entrepreneurial spirit of local students.
Test Your Skills at the Kennedy Recreation Complex Puzzle Competition

Courtesy: St. Louis County Parks and Recreation
Think your team has what it takes to finish first? Gather your friends and join the Puzzle Competition at the Kennedy Recreation Complex on Friday, July 24, at 7 p.m.
Teams of 2–4 players, ages 10 and older, will race to complete a 500-piece puzzle for a chance to win a trophy. The cost is $10 per person, and advance registration is required.
Whether you're a seasoned puzzler or just looking for a fun night out, this friendly competition is sure to be a piece of fun!
Be sure to sign up in advance online (https://tinyurl.com/KRCPuzzleCompetitions) or call at 314‑615‑5572.
End Summer with a Free Night at YMCA Trout Lodge

Courtesy: Chesterfield Family YMCA
There's still time to squeeze in one more summer getaway! YMCA Trout Lodge in Potosi is offering a special August promotion: stay two nights and receive a third night free.
Families can spend their extra day enjoying a variety of outdoor adventures, including ziplining, axe throwing, banana boat rides, pontoon cruises, mini golf, and relaxing at the beachfront.
The offer is valid throughout August and provides a great opportunity to enjoy one last family vacation before the school year begins. Meal fees are not included, and reservations must be made by phone to receive the discount.


