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In this issue of The Chesterfield Post…
⭐Rockwood Welcomes 85 New Teachers for the 2026–27 School Year 🍎📚
⭐Reptiles Take Over The Magic House on August 30! 🐍🦎
⭐Backstoppalooza Returns This Saturday to Support The BackStoppers 🎶🚒🚔
I'm 63 With $1.5M. Can I Spend $10K a Month?
You’ve saved $1.5 million. Now comes the real test.
Can it produce $10,000 a month, or will that pace drain your portfolio?
Most retirees do not get a clear answer until it is too late.
The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.
That difference can determine whether your money lasts decades or starts breaking down early.
Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.
Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.
If you have $1M or more invested, do not guess.
Chesterfield Area Events
8/18
RAD Networking, 8:45am
Ninja Summer Camp: Summer Send Off, Monday-Friday
8/19
Number 9 Networking, 9am
SRB Porkchop Gravel Drop Ride, 6:15pm
Ninja Summer Camp: Summer Send Off, Monday-Friday
8/20
APQS Road Show, 12pm
Flatland Calvary, 7:30pm
Ninja Summer Camp: Summer Send Off, Monday-Friday
Little Known RMD Strategy Allowed by the IRS
For investors with $1M+ in retirement accounts, the tax code allows specific strategies that can reduce your tax exposure once RMDs begin—but only if used before then.
The window is open for anyone within ten years of 73. A fiduciary advisor can review which may apply, at no cost.
Rockwood Welcomes 85 New Teachers for the 2026–27 School Year 🍎📚
Courtesy: Rockwood School District
Rockwood School District is welcoming 85 new teachers as they prepare for the new school year! 🍎📚
The educators recently gathered at Wildwood Middle School for a four-day New Educator Summit, where Rockwood’s Curriculum and Professional Learning teams provided training, resources, and support to help them start the year strong.
The new teachers also received a spirited welcome on their first day from members of the Lafayette High School band and color guard, who performed outside the school entrance.
Welcome to Rockwood, new teachers, and best wishes for a great school year! 🎉
Learn more HERE.
Reptiles Take Over The Magic House on August 30! 🐍🦎
Courtesy: The Magic House, St. Louis Children’s Museum
Get ready for a wild day at The Magic House, St. Louis Children’s Museum! 🐍🦎
On August 30, herpetologist Serengeti Steve will bring his reptile expertise to the museum for an interactive presentation featuring reptiles of all shapes and sizes.
Guests can get an up-close look at some fascinating creatures while learning more about reptiles through educational experiences provided by the Saint Louis Zoo, St. Louis Herpetological Society, and World Bird Sanctuary.
The event is included with regular Museum admission.
Backstoppalooza Returns This Saturday to Support The BackStoppers 🎶🚒🚔
Courtesy: Chesterfield Amphitheater
Support a great cause while enjoying a night of live music at the annual Backstoppalooza this Saturday! 🎶🚔🚒
The FREE concert will feature Mississippi Moon, a tribute to the Doobie Brothers, along with an opening performance by Tyler “Backwoods” Lewis.
Best of all, proceeds from the evening will benefit The BackStoppers, which provides financial assistance to the families of fallen and catastrophically injured public safety officers.
Event Details:
🚪 Doors open at 5:30 PM
🎸 Tyler “Backwoods” Lewis begins at 6:30 PM
🎶 Mississippi Moon follows
🍔 Enjoy burgers and grilled cheese prepared by Chesterfield Police and Classic Red Hots Catering
🎟️ FREE admission — no ticket required!
Come out for a fun night of music, food, and community while supporting the families of our local heroes.